How to Withdraw Money from Your Angel One Account
Published 2026-10-16 · Aadarna Stock Broking Pvt. Ltd.
Unofficial guide. Written by Aadarna Stock Broking Pvt. Ltd., an Authorised Person of Angel One Ltd., to help account holders. App screens and menu names change with updates, so follow the steps shown in your app. For official help, visit the support section of angelone.in.
Key takeaways
- Withdrawals go only to the bank account linked to your trading account, in your own name.
- Your withdrawable amount can be lower than your total balance because of unsettled sales, margins and charges.
- Sale proceeds become withdrawable only after settlement.
- Brokers process payouts in batches, so money may not arrive instantly.
Taking money out of your trading account is straightforward, but new investors are often confused when the amount they can withdraw is less than the balance they see. This guide explains the general process on Angel One and the reasons behind those differences.
Screens change with app updates, so follow the current steps in the Angel One app or the support section of angelone.in.
Total balance vs withdrawable balance
Your funds screen may show several numbers. The amount you can withdraw is usually lower than the total because:
- Unsettled sale proceeds: money from shares sold today is available for withdrawal only after T+1 settlement.
- Margin in use: money blocked for open positions or pending orders cannot be withdrawn.
- Collateral margin: margin from pledged shares can be used for trading but cannot be withdrawn as cash.
- Pending charges: brokerage, taxes or maintenance charges due are adjusted first.
General steps
- Log in to the Angel One app or website.
- Open the funds section and choose to withdraw.
- Check the withdrawable amount shown.
- Enter the amount you want to withdraw, up to that limit.
- Confirm the request. The money will be sent to your linked primary bank account.
- Track the request status in the app.
When will the money arrive?
Brokers process withdrawal requests in batches according to their payout schedule and bank timings. Requests placed late in the day or on holidays are processed in the next cycle. Some brokers offer faster payout options, possibly with conditions or charges. The app usually shows the expected timing when you place the request.
Common reasons for delays
- The request was placed after the day's cut-off time.
- The linked bank account details are incorrect or the account is closed.
- Bank holidays or system issues at the bank.
- A pending compliance check on the account.
If the money has not arrived when expected, check the request status, then contact Angel One support with the request details. If it remains unresolved, follow the [complaint escalation steps](/blog/how-to-file-complaint-scores-odr).
Running account settlement
Under SEBI rules, brokers periodically settle client accounts by returning unused funds to the client's bank account, unless the client has chosen a different settlement frequency. If you notice money arriving in your bank account that you did not request, this is the likely reason. Your ledger in the app shows the entry.
Stay safe
- Withdrawals can only go to your own linked bank account. Anyone offering to send your money elsewhere is not genuine.
- Never share your login, OTP or MPIN with anyone helping you withdraw.
- Check the credit in your bank statement against the ledger in your app.
Frequently asked questions
Why can't I withdraw money from a sale I made today?
Sale proceeds become withdrawable after settlement, which is on the next working day under T+1.
Can I withdraw to a different bank account?
Only to a bank account in your own name that is linked to your trading account. Link it first, then withdraw.
Is there a charge for withdrawing?
Check Angel One's current tariff. Standard withdrawals to your linked account are usually processed as part of the normal payout cycle.
Sources
Risk disclosures on derivatives
- 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
- On an average, loss makers registered net trading loss close to ₹50,000.
- Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
- Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
Source: SEBI study dated January 25, 2023 on "Analysis of Profit and Loss of Individual Traders dealing in equity Futures and Options (F&O) Segment", wherein Aggregate Level findings are based on annual Profit/Loss incurred by individual traders in equity F&O during FY 2021-22.